Please find below a list of our financial factsheets:
This factsheet looks at whether it is advisable to give away or transfer ownership of your property or capital (such as savings), before the means test for residential care. It explains the negative implications of giving away your capital and also the advantages of retaining your capital.
This factsheet provides looks at the options and implications of choosing not to sell your home to pay for your care home fees. It includes information on deferred payment agreements and financial planning.
If you transfer or spend lots of your capital before moving into a care home, the council may view this as 'deprivation of capital'. This factsheet aims to clarify what you may/may not be able to spend your capital on before moving into a care home.
This factsheets is for people wishing to sell their property to pay for their care home fees. It provides information on bridging loans, deferred payment agreements and the 12 week property disregard.
This factsheet explains how assets in a Will is affected by the care home financial assessment and rules regarding deprivation of capital.
This factsheet explains under what circumstances a 'nil value' should be attributed to a property in which you have a beneficial interest in, during the care home financial assessment.
This factsheet explains how properties bought under the 'right to buy' scheme are valued in the care home financial assessment.
This factsheet explains what beneficial interest is, how it is valued and where to find out further information.